Defence Service Homes Insurance expands eligibility criteria

More than 300,000 additional current and former Australian Defence Force members including reservists and peacekeepers can now access all-inclusive home building insurance through Defence Service Homes (DSH) Insurance.

For more than 100 years, DSH Insurance has provided comprehensive home insurance to eligible current and former ADF members with attractive premiums and a range of benefits.

Through a recent eligibility expansion, more than 300,000 additional current and former ADF members, regardless of their length of service, can access all-inclusive home building insurance through DSH Insurance.

National Manager DSH Insurance Leona Hardman said the new eligibility expansion broadened access for current and former ADF members residing in regional Australia, particularly those currently posted or living in areas that have a high risk of cyclones, bushfires and other natural disasters.

Key features of DSH Insurance policies include flood and accidental damage, storm damage, fusion of electric motors that are part of your home regardless of the age of the motor, a tailored claims process supported by a broad network of loss adjusters and contractors, temporary accommodation should your home become unfit to live in, no excess (except for earthquake and some accidental damage), and flexible payment options at no extra cost.

Leona Hardman said having no excess on claims helped policyholders get their homes back to a pre-damage condition without having to worry about paying an excess, easing the pressure on household budgets at difficult times.

“DSH Insurance has an Australian-based service team operates nationally and provides uncomplicated insurance and claim services to help ensure policyholders receive the settlement they are entitled to,” she said.

“DSH Insurance is government owned and administered by the Department of Veterans’ Affairs, with revenue generated from premiums invested back into DSH Insurance, helping it provide high-quality insurance products and services at competitive prices.

“Nine out of 10 policyholders renew their insurance each year.”

Find out more by visiting or speak to customer service on 1300 552 662.



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Posted by Brian Hartigan

Managing Editor Contact Publishing Pty Ltd PO Box 3091 Minnamurra NSW 2533 AUSTRALIA

2 thoughts on “Defence Service Homes Insurance expands eligibility criteria

  • 07/06/2021 at 2:19 pm

    I would like to compare the rates between APIA,my current policy to the DSH rate.

    • 07/06/2021 at 2:23 pm

      Hi Rod. When you do ask DSH Insurance for a quote, I (and many others) would be interested in the result.

      Brian Hartigan
      CONTACT Editor


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